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Pre-Qualify for your household or commercial mortgage.

MIchael will help you find the best rates, lowest payments, and prepare you before you talk to a mortgage broker.

PEI Mortgage Broker cartoon

Michael PoczynekDo not go shopping for a new Prince Edward Island home or commercial property before you know exactly how much you can borrow or spend!

You may have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It’s always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.

In the pre-qualification process, you will find out:

  • Exactly how much home or land you can afford.
  • How much cash you will need for the down payment.
  • The minimum down payment, and advantages of higher down payments.
  • What the bank feels you can afford for a monthly payment.

We help PEI real estate buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.

Remember: We respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as a top Prince Edward Island REALTOR® to offer services such as these.

Once you fill out the form, we will quickly process your information and get right back to you!

So you are thinking about buying? (Lets make this fun!)

Some Real Estate Agents continuously focus on the competition. I prefer to focus on the customer, and that starts by asking quality questions. Please answer these two simple questions, then proceed to the other tabs/menu items above to find more about Michael, his Team, and information on Buying Real Estate in Prince Edward Island.
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